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Financing Real Estate in the Dominican Republic

For qualified clients we can find financing from a number of options. These include the following:

- Local reputable banks

- Finance from Overseas institutions

- Owner financing (where the owner / developer finances your purchase).

General Terms & Conditions for overseas financing 

• The “American-style” mortgage trust loan program is currently available to home-buyers at selected resorts and residential development projects.

• By leveraging U.S. assets, this program provides affordable permanent mortgage loans when local bank financing would otherwise be unaffordable or unavailable 

• This is different from a home equity loan and your US assets are freed and returned after a period of seasoning usually 10 to 12 months

• Must be a U.S. citizen with U.S. assets, and net worth of at least the value of the vacation/retirement property

• Loan amounts: $150,000 to $2,500,000 USD 

• 20- to 30-year amortization 

• Interest rates: 7% to 9% fixed, depending upon creditworthiness

• 70% Loan to value

• Full-document loans; stated loans possible; loans are in U.S. dollars

• Construction to permanent financing and undeveloped land financing available

Required Documentation

• Completed and signed borrower application (Form 1003) including complete list of real estate owned 

• Authorization to check credit 

• Completed and signed service agreement and disclosures 

• Proof of income—Salary employee: W-2s for previous 2 years; complete 2 years of tax returns; last 2 pay stubs; full verification of employment, work telephone number

• Proof of income—Self-employed: Complete 2 years of tax returns; CPA letter and/or reference letters, or other business documentation

• Proof of other income, such as rental income or fixed income: Rental agreements or tax returns to support other income

• Most recent monthly account statement from each mortgage account or asset account

• Purchase Agreement

At the current time, we can arrange financing for you with the following banks listed below. 

Dominican Republic Real Estate Listings

Great New Price on Tropical Style Villas  with Financing

Great New Price on Tropical Style Villas with Financing
Cabarete, Puerto Plata

Awesome new 2 bdrm cottage steps from the cabarete beach!! Read more!

$US89,000
Charming 2 bedroom Villa

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Sosua, Puerto Plata

Charming and comfortable is how i would describe this house... Read more!

$US225,000
Best Buy Beachfront 2 Bedroom!
Sold

Best Buy Beachfront 2 Bedroom!
Cabarete, Puerto Plata

Best buy 2br beachfront in cabarete Read more!

$US139,900

Samana Peninsula

All about SamanaGolden beaches! Panoramic views! and a real vibrant European style. Check out real estate options in Las Terrenas and Samana.

Cabarete Property

All about CabareteCheck out all that Cabarete has to offer and our Cabarete oceanfront condos deals!