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Financing Real Estate in the Dominican Republic

For qualified clients we can find financing from a number of options. These include the following:

- Local reputable banks

- Finance from Overseas institutions

- Owner financing (where the owner / developer finances your purchase).

General Terms & Conditions for overseas financing 

• The “American-style” mortgage trust loan program is currently available to home-buyers at selected resorts and residential development projects.

• By leveraging U.S. assets, this program provides affordable permanent mortgage loans when local bank financing would otherwise be unaffordable or unavailable 

• This is different from a home equity loan and your US assets are freed and returned after a period of seasoning usually 10 to 12 months

• Must be a U.S. citizen with U.S. assets, and net worth of at least the value of the vacation/retirement property

• Loan amounts: $150,000 to $2,500,000 USD 

• 20- to 30-year amortization 

• Interest rates: 7% to 9% fixed, depending upon creditworthiness

• 70% Loan to value

• Full-document loans; stated loans possible; loans are in U.S. dollars

• Construction to permanent financing and undeveloped land financing available

Required Documentation

• Completed and signed borrower application (Form 1003) including complete list of real estate owned 

• Authorization to check credit 

• Completed and signed service agreement and disclosures 

• Proof of income—Salary employee: W-2s for previous 2 years; complete 2 years of tax returns; last 2 pay stubs; full verification of employment, work telephone number

• Proof of income—Self-employed: Complete 2 years of tax returns; CPA letter and/or reference letters, or other business documentation

• Proof of other income, such as rental income or fixed income: Rental agreements or tax returns to support other income

• Most recent monthly account statement from each mortgage account or asset account

• Purchase Agreement

At the current time, we can arrange financing for you with the following banks listed below. 

Dominican Republic Real Estate Listings

Oceanfront Caribbean Dream Villa

Oceanfront Caribbean Dream Villa
Cabarete, Puerto Plata

Great reduction... Are you ready to live your dreams in a caribbean fantasy? Read more!

$US2,500,000 $US1,895,000
Tropical Dream in Nice Community - New Price!

Tropical Dream in Nice Community - New Price!
Sosua, Puerto Plata

Enchanting home in a nice community. Read more!

$US180,000
Brand NEW  Villa with Pool in Fantastic Gated Community Under $168K!!

Brand NEW Villa with Pool in Fantastic Gated Community Under $168K!!
Cabarete, Puerto Plata

Absolute best buy on new cabarete villa: includes lot, pool, landscaping all within a brand new phase of development. Rental guarantee available! Read more!

$US167,800

Samana Peninsula

All about SamanaGolden beaches! Panoramic views! and a real vibrant European style. Check out real estate options in Las Terrenas and Samana.

Cabarete Property

All about CabareteCheck out all that Cabarete has to offer and our Cabarete oceanfront condos deals!