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Financing Real Estate in the Dominican Republic

For qualified clients we can find financing from a number of options. These include the following:

- Local reputable banks

- Finance from Overseas institutions

- Owner financing (where the owner / developer finances your purchase).

General Terms & Conditions for overseas financing 

• The “American-style” mortgage trust loan program is currently available to home-buyers at selected resorts and residential development projects.

• By leveraging U.S. assets, this program provides affordable permanent mortgage loans when local bank financing would otherwise be unaffordable or unavailable 

• This is different from a home equity loan and your US assets are freed and returned after a period of seasoning usually 10 to 12 months

• Must be a U.S. citizen with U.S. assets, and net worth of at least the value of the vacation/retirement property

• Loan amounts: $150,000 to $2,500,000 USD 

• 20- to 30-year amortization 

• Interest rates: 7% to 9% fixed, depending upon creditworthiness

• 70% Loan to value

• Full-document loans; stated loans possible; loans are in U.S. dollars

• Construction to permanent financing and undeveloped land financing available

Required Documentation

• Completed and signed borrower application (Form 1003) including complete list of real estate owned 

• Authorization to check credit 

• Completed and signed service agreement and disclosures 

• Proof of income—Salary employee: W-2s for previous 2 years; complete 2 years of tax returns; last 2 pay stubs; full verification of employment, work telephone number

• Proof of income—Self-employed: Complete 2 years of tax returns; CPA letter and/or reference letters, or other business documentation

• Proof of other income, such as rental income or fixed income: Rental agreements or tax returns to support other income

• Most recent monthly account statement from each mortgage account or asset account

• Purchase Agreement

At the current time, we can arrange financing for you with the following banks listed below. 

Dominican Republic Real Estate Listings

Stunning views bargain house on large lot

Stunning views bargain house on large lot
Las Terrenas, Samana

Large 4 bedroom house on large plot with pool Read more!

$US250,000
Pretty and Secure Villa

Pretty and Secure Villa
Sosua, Puerto Plata

Quality construction and quiet surroundings Read more!

$US225,000
Sosua Hills Villa

Sosua Hills Villa
Sosua, Puerto Plata

This villa is located in sosúa hills with good connections to sosúa centre. Some rooms have ocean views. The villa has a large swimming pool and pretty garden. The entire house was recently remodell... Read more!

$US290,000

Samana Peninsula

All about SamanaGolden beaches! Panoramic views! and a real vibrant European style. Check out real estate options in Las Terrenas and Samana.

Cabarete Property

All about CabareteCheck out all that Cabarete has to offer and our Cabarete oceanfront condos deals!